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Financial services companies today compete based on product innovation, mass customization and ease of product access by many different groups of stakeholders. Technology, decentralized in many cases, plays a vital role in new product development. In this rapidly changing world, getting requirements right the first time is a critical component to success. Whether you use an Agile, Waterfall, or a hybrid project approach, there can be many challenges to hinder modern IT projects. These challenges are forcing financial services companies to evolve in striking a balance between increased compliance demands and market pressures.